Employment Practices Liability Insurance

Employment Practices Liability Insurance (EPLI) is business insurance an employer can purchase that will provide protection from losses caused by specifically delineated employment disputes with current or former employees. Under most EPLI policies, the “wrongful act” must arise from an “employment practice” as defined in the policy and the claim must be made by an “employee.”

An Employment Practices Liability Insurance Policy (EPLI) offers insurance protection against claims and lawsuits that are brought against a business, its employees, managers, officers or directors. EPLI normally covers the employer, its employees and executives for losses (including defense costs) attributed to claims for:

• Gender, age, race, sexual orientation, disability, and other types of discrimination
• Sexual harassment
• Wrongful discharge or discipline
• Negligent compensation, promotion, supervision or hiring decisions
• Breach of contract for employment
• Emotional distress or mental anguish
• Invasion of privacy
• Libel or slander
• Employee benefits mismanagement
• Whistleblower/False Claims Act/Qui Tam Litigation

We provide our firm’s clients with representation, both in analyzing coverages and resolving disputes on matters involving employment practices liability insurance policies including harassment, discrimination, wrongful termination, wage and hour disputes, reductions in force, and claims arising under federal and Virginia, Maryland and D.C. employment statutes.

If you have a question concerning an Employment Practices Liability Insurance issue or want to know more about our practice, please contact our insurance attorney for a free telephone consultation 703.528.1021.