Employment Practices Liability Insurance Attorney in Arlington VA, Virginia, Maryland & Washington

When dealing with workplace disputes, hiring an employment practices liability insurance attorney is essential for safeguarding your business against potential legal issues and claims.

Employment Practices Liability Insurance (EPLI) is business insurance an employer can purchase that will provide protection from losses caused by specifically delineated employment disputes with current or former employees. Under most EPLI policies, the “wrongful act” must arise from an “employment practice” as defined in the policy and the claim must be made by an “employee.”

An Employment Practices Liability Insurance Policy (EPLI) offers insurance protection against claims and lawsuits that are brought against a business, its employees, managers, officers or directors. Whether your company is dealing with allegations of workplace discrimination, harassment, or wrongful termination, EPLI coverage can help cover the legal costs and damages related to these claims. This insurance policy is critical for risk management and businesses looking to protect themselves from the potential financial losses associated with employment practice claims.

Coverage Offered by EPLI Policies

An EPLI policy typically covers a wide range of employment-related disputes, including:

• Gender, age, race, sexual orientation, disability, and other types of discrimination
• Sexual harassment
• Wrongful discharge or discipline
• Negligent compensation, promotion, supervision or hiring decisions
• Breach of contract for employment
• Emotional distress or mental anguish
• Invasion of privacy
• Libel or slander
• Employee benefits mismanagement
• Whistleblower/False Claims Act/Qui Tam Litigation

How our EPLI Attorney Can Help

Here at Schleifman Law, we provide our firm’s clients with representation, both in analyzing coverages and resolving disputes on matters involving employment practices liability insurance policies including harassment, discrimination, wrongful termination, wage and hour disputes, reductions in force, and claims arising under federal and Virginia, Maryland, and D.C. employment statutes.

If you have a question concerning an Employment Practices Liability Insurance issue or want to know more about our practice, please contact our insurance law attorney for a free telephone consultation.

FAQs

What Is Employment Practices Liability Insurance (EPLI)?

EPLI is a specialized insurance coverage that protects employers from employment-related claims like discrimination, harassment, and wrongful termination. It covers legal fees and damages related to wrongful employment practices.

Why Do Businesses Need Employment Practices Liability Insurance (EPLI)?

EPLI is essential for businesses to protect against employment-related claims. It covers risks such as discrimination, harassment, and wrongful termination lawsuits, helping businesses manage defense costs and potential damages.

What Is the Role of an Attorney in Employment Practices Liability Insurance (EPLI) Claims?

An experienced insurance employment practices liability attorney helps businesses navigate EPLI claims, provides legal advice, and represents them in litigation or arbitration. They ensure businesses are protected under their EPLI policy and assist in resolving coverage disputes.

How Does EPLI Differ From General Liability Insurance?

EPLI insurance covers employment-related claims like discrimination or wrongful termination, whereas general liability insurance covers incidents such as property damage or personal injury. EPLI specifically addresses workplace issues.

Can EPLI Coverage Help With Defense Costs and Damages?

Yes, EPLI coverage typically includes defense costs and damages related to employment practice claims. This is crucial as defending against claims like wrongful termination can be costly for businesses.

How Can an EPLI Attorney Assist With a Coverage Dispute?

If a business faces a coverage dispute with an insurance carrier, an EPLI attorney can help resolve the issue by reviewing the policy, advising on rights and responsibilities, and representing the business in claims handling.

What Should Businesses Look for in an EPLI Policy?

Businesses should look for comprehensive coverage that protects against various employment-related claims, including discrimination, wrongful termination, and sexual harassment. It’s also vital to work with an EPLI attorney to ensure the policy suits their needs.

What Is the Cost of Employment Practices Liability Insurance (EPLI)?

The cost of EPL insurance depends on business size, industry, and coverage limits. Businesses can find low-cost EPLI options by working with an Employment Practices Liability Insurance Attorney who can help them select the best policy for their needs.