Primary, Umbrella and Excess CGL Policies

We have an in-depth knowledge of domestic and internationally issued primary, umbrella and excess occurrence, occurrence reported (Bermuda) and claims made commercial general liability policies insurance policies and how they are interpreted under Virginia, Maryland and District of Columbia law. Our firm’s size allows us to provide our clients unparalleled access to the attorney that will handle their case. We are also experienced in specialized liability policies and manuscript forms. We offer a wide range of counseling and litigation services to a diverse group of clients – from insurers, reinsurers and insurance brokers, to insureds from virtually every business sector. When disputes arise, we work to achieve a favorable outcome for clients outside of the courtroom, through private negotiations, mediation, and alternative dispute resolution proceedings. When litigation is unavoidable, we aggressively prosecute and defend claims in federal and state courts in Virginia, Maryland, the District of Columbia and other courts and tribunals throughout the country.

Our representation covers a number of areas, including:

• Allocation of Responsibility Among Insurers and Policyholders
• Trigger of Coverage
• Extent of Insurer Liability to Successor Entities of the Policyholder
• Insurer’s Right to Recoup Defense and Indemnity Costs
• Late Notice
• Scope and Application of Pollution Exclusions, Business Risk Exclusions, and Other Policy Limitations
• Products/Completed Operations Coverage and the Application of Aggregate Limits
• Scope of “Occurrence,” as well as Known Loss and Expected and Intended Provisions
• Application of Conditions, Including Notice, Cooperation and Voluntary Payments

We also have extensive experience with excess insurance issues including disputes involving allocation, drop down, exhaustion, the application of aggregate limits, and the interpretation of “following form” and “other insurance” provisions.

If you have a question concerning comprehensive general liability insurance or want to know more about our practice, please contact insurance attorney Schleifman Law for a free telephone consultation 703.528.1021